Smart Steps to Protect Your Money and Personal Information

Banking Online Is Actually Safer

It might surprise you, but managing your finances online can make things safer. When you bank online, you can check your account anytime and set up alerts to get notified if something unusual happens. Even better, if a scammer steals some of your personal information, they won’t be able to set up online access if you’ve already done it yourself.

Add a Trusted Contact

Most banks and investment companies allow you to name a trusted contact. This person cannot see your accounts or make changes, but if the company notices something concerning and cannot reach you, they will contact your trusted person to check in.

Check Your Credit Reports Often

It’s important to check your credit reports regularly to spot anything suspicious. You can get free reports from Equifax, Experian, and TransUnion by visiting annualcreditreport.com. It’s simple and secure.

Freeze Your Credit

A credit freeze is one of the best ways to prevent scammers from opening accounts in your name. It doesn’t affect your current credit or accounts, and it’s free to request from all three major credit bureaus.

Use Call and Text Blocking Tools

Many phone companies offer free tools to block unwanted calls and texts. You can also look into trusted third-party apps to help reduce interruptions from robocalls and spam messages.

Register with the Do Not Call List

Add your number to the National Do Not Call Registry at donotcall.gov. This will reduce legitimate marketing calls and texts, making it easier to recognize the ones that might be scams.